Credit Repair
Restore your credit score by removing errors and negative items from your credit report with our advanced credit repair services.
Restore Your Credit & Reclaim Your Financial Freedom
Your credit score impacts nearly every aspect of your financial life - from the interest rates you pay to your ability to rent an apartment or even get certain jobs.
Unfortunately, credit reports often contain errors. Studies show that over 34% of credit reports contain mistakes that could be dragging down your score unnecessarily.
Our advanced credit repair service uses AI-powered analysis to identify every error and negative item that could be removed from your credit reports across all three major bureaus.
We then leverage consumer protection laws like the Fair Credit Reporting Act (FCRA) to dispute these items and have them removed, resulting in a cleaner credit report and higher score.
Our Credit Repair Process
Comprehensive Credit Analysis
We analyze your credit reports from all three bureaus to identify every negative item and error.
Custom Dispute Strategy
We develop a personalized plan targeting the most impactful items first for maximum score improvement.
Bureau Disputes
We submit professionally crafted disputes to all three credit bureaus challenging inaccurate items.
Creditor Interventions
We communicate directly with creditors to negotiate removals and goodwill adjustments.
Credit Building
While removing negative items, we help you build positive credit history to accelerate score improvement.
Our Credit Repair Services
Comprehensive credit restoration solutions to help you achieve your financial goals
Credit Report Analysis
Our AI-powered system thoroughly analyzes your credit reports from all three bureaus to identify all negative items and errors.
Dispute Resolution
We challenge inaccurate, unverifiable, and outdated information on your credit reports through proven dispute strategies.
Credit Rebuilding
We help you establish positive credit history while removing negative items to accelerate your credit score improvement.
Fraud Alerts
We set up fraud alerts and identity theft protection to safeguard your credit from unauthorized activity.
Goodwill Interventions
For legitimate negative items, we negotiate with creditors for goodwill adjustments to improve your credit profile.
Credit Monitoring
Ongoing credit monitoring ensures your credit stays clean and you're alerted to any new negative items immediately.
Before & After Results
See the real impact our credit repair services have had on our clients' credit scores
TransUnion
Equifax
Experian
What Our Clients Say
Real success stories from people who have transformed their financial future with our services
Thomas Wilson
Healthcare Professional
After a divorce that left my credit in shambles, the credit repair service helped me remove several incorrect late payments and a collection that wasn't mine. My score went up 137 points!
Amanda Garcia
Teacher
I had medical bills in collections that were preventing me from getting approved for an apartment. The team helped me dispute these items and negotiate with collectors. Now I'm approved and moving into my new place!
Kevin Patel
IT Specialist
I was a victim of identity theft that resulted in multiple fraudulent accounts on my credit report. The credit repair service helped me remove all of them and set up protection to prevent future issues.
Frequently Asked Questions
Get answers to common questions about our credit repair services
Credit Repair Packages
Choose the perfect plan to match your credit repair needs and budget
STARTER Plan
Plan
Credit Report Analysis & Detailed Review
Removal of All Accounts from Credit Report (including credit cards, collections, repossessions, car loans, leases, judgments, bankruptcies, and late payments)
Dispute Resolution for up to 5 Negative Items
Personalized Credit Improvement Plan
Access to Credit Monitoring Tools
Follow-Up on All Accounts (within the first 90 days)
Monthly Progress Updates (3 months)
Email Support for Queries
Access to a Group of Attorneys for Legal Assistance (if needed)
PRO Plan
Plan
Credit Report Analysis & Detailed Review
Removal of All Accounts from Credit Report (including credit cards, collections, repossessions, car loans, leases, judgments, bankruptcies, and late payments)
Dispute Resolution for up to 10 Negative Items
Personalized Credit Improvement Plan
Access to Credit Monitoring Tools
Follow-Up on All Accounts (within the first 6 months)
Monthly Progress Updates (6 months)
Priority Phone & Email Support
Debt-to-Income Ratio Evaluation
Creditor Negotiation Assistance
Financial Education Resources
Access to a Group of Attorneys for Legal Assistance (if needed)
ELITE Plan
Plan
Comprehensive Credit Report Analysis & Detailed Review
Removal of All Accounts from Credit Report (including credit cards, collections, repossessions, car loans, leases, judgments, bankruptcies, and late payments)
Dispute Resolution for up to 20 Negative Items
Personalized Credit Improvement Plan
Access to Credit Monitoring Tools
Follow-Up on All Accounts (throughout the year for ongoing progress)
Monthly Progress Updates (12 months)
Priority Phone & Email Support with Dedicated Account Manager
Debt-to-Income Ratio Evaluation & Debt Settlement Assistance
Negotiation with Creditors & Collection Agencies
Legal Assistance from a Group of Attorneys (if needed)
Ongoing Credit Education & Tools
Credit Score Tracking & Alerts
Dispute Resolution for Innovis & ChexSystems (additional reporting bureaus)
One Tradeline Addition (boost your credit score by adding a tradeline to your report)
Managing Credit-to-Funding Pipeline (helping clients manage their credit to qualify for loans, business funding, mortgages, or personal financing)
Custom Plan
Plan
Personalized Credit Report Analysis & Detailed Review
Custom Removal of All Accounts from Credit Report (including credit cards, collections, repossessions, car loans, leases, judgments, bankruptcies, and late payments, based on the unique needs of the client)
Dispute Resolution for Up to 30+ Negative Items (depending on the situation)
Fully Tailored Credit Improvement Plan
Access to Credit Monitoring Tools
Follow-Up on All Accounts (customized follow-up schedule based on client progress)
Monthly Progress Updates (based on the customized timeline)
Priority Phone & Email Support with Dedicated Account Manager
Debt-to-Income Ratio Evaluation & Debt Settlement Assistance
Negotiation with Creditors & Collection Agencies
Legal Assistance from a Group of Attorneys (as needed for complex cases)
Ongoing Credit Education & Tools
What are your goals? We are committed to helping you reach them.
Fill out the form to get started with your credit repair journey. Our experts will analyze your situation and recommend the best plan for your needs.
Required Documents
To expedite your credit repair process, please have the following documents ready to upload:
- Driver's License (Front and Back)
- Proof of Address
- Credit Card (Estimated Form Identity IQ)
- Full Social Security Number (SSN)
IMPROVE YOUR CREDIT SCORE
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